Survey
| Item | Per month | Share |
|---|---|---|
| Coming in | £2,400.00 | |
| Essentials | £1,700.00 | 71% |
| Left over | £250.00 | 10% |
Monthly budget planner
The offline version of the free planner. Budget your take-home pay once, then track each month against the plan.
£7 once · Excel
Money & budgeting
Budget your take-home pay free in the browser, then take it offline with planners for spending, bills, savings and debt.
Households, couples and flatmates · 2 free tools · 6 downloads · bundle £19
Free in your browser
- Budget in 2 minutesPut in your take-home pay and costs. See what is left, the 50/30/20 split and your three biggest costs.Start my budget
- How to budget, and free money helpA five-step budgeting guide, plus where to get free, impartial money and debt advice.Read the guide
Pay once
| Category | Spent | Limit | Status |
|---|---|---|---|
| Groceries | £312.40 | £320 | Nearly there |
| Eating out | £92.45 | £80 | Over limit |
| Transport | £119.40 | £150 | OK |
Spending tracker
Log every purchase in seconds, or paste rows from your bank's CSV. Anything over your limit turns red.
£7 once · Excel
| Bill | A year | Deal |
|---|---|---|
| Broadband | £384 | Ends in 20 days |
| Gym | £360 | Deal ended |
| Disney+ | £108 | To cancel |
Bills and subscriptions tracker
Every direct debit and subscription in one place, with a warning before a deal ends and what cancelling would save.
£5 once · Excel
| Goal | Saved | A month |
|---|---|---|
| Emergency fund | £3,750 | £188 |
| Christmas | £350 | £83 |
| Holiday | £1,550 | £25 |
Savings goals and sinking funds
Plan up to ten goals and see how much to put by each month to hit each date.
£5 once · Excel
| Item | Avalanche | Minimums |
|---|---|---|
| Debt-free | Jul 2028 | Apr 2032 |
| Interest | £1,463.51 | £4,505.77 |
| Saved | £3,042.26 |
Debt payoff planner
See when you'll be debt-free, the interest you'll pay and which debt to clear first: avalanche, snowball or minimums.
£7 once · Excel
| Person | Paid | Share | Item |
|---|---|---|---|
| Alex | £1,496.45 | £1,264.82 | Owed £231.63 |
| Sam | £762.38 | £994.01 | Owes £231.63 |
Household budget for couples and flatmates
Share bills and spending fairly between two to four people, and see who owes whom at the end of the month.
£7 once · Excel
Money & budgeting
Money complete
£19once · 6 packs£38 separately
Questions
Do I need to pay for budgeting?
No. The planner on the Money page is free in your browser, any time. The Excel planners are for people who want to work offline and track every month.
Is anything a subscription?
No. Everything is paid for once. Downloads are yours to keep using, and the Survey, Snag list and RAMS licence keys do not expire.
How do I get what I buy?
Downloads arrive straight away. Your links work 3 times within 14 days, and each file is stamped with your email and order number. Lost them? Ask for the links again.
Survey, Snag list and RAMS give you a licence key on screen and on your email receipt. Paste it once on each device.
Can I try before I buy?
Yes. Every pack has a free example file, Survey and Snag list have free demos with no account, and the RAMS builder makes a free watermarked sample.